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Product Update

Dexter Introduces Verification-Gated Refunds, Completing Its Agent-Native Buyer Protection System

JANUARY 2026 — Dexter today announced the launch of Verification-Gated Refunds, a buyer protection layer that ties refund eligibility directly to endpoint quality scores established through its AI Endpoint Verification system.

This release completes a critical piece of Dexter's trust infrastructure: buyers transacting with high-quality, verified endpoints now receive automated refund protection, while sellers maintaining strong verification scores gain visible trust signals that differentiate their services in the marketplace.

The Problem: Trust in Agent Commerce

As AI agents increasingly transact on behalf of users—calling APIs, paying for data, executing automated workflows—a fundamental question emerges: what happens when a paid API doesn't deliver?

Traditional refund mechanisms require human intervention, support tickets, and lengthy resolution processes. In an agent-native economy where transactions happen programmatically at scale, this model breaks down.

The Solution: Verification-Gated Refunds

Dexter's approach makes refund eligibility earned, not assumed. The AI Verification System continuously tests every endpoint in the marketplace, assigning quality scores from 0-100 based on response accuracy, latency, error handling, and consistency.

These scores directly determine refund protection:

  • Full Protection (Score 70+): Buyers receive one-click refund capability via standardized HTTP headers. Claims against these endpoints can be filed programmatically and processed automatically.

  • Partial Protection (Score 50-69): Buyers can contact support for case-by-case review. These endpoints show promise but haven't yet earned full trust.

  • No Protection (Score <50 or Unverified): Buyers assume risk. These endpoints either haven't been tested or have demonstrated quality issues.

How It Works

When an agent or user makes a paid request, Dexter injects RFC 8288 Link headers into the HTTP response:

Link: <mailto:[email protected]>; rel="https://x402refunds.com/rel/refund-contact",
      <https://api.x402refunds.com/v1/refunds>; rel="https://x402refunds.com/rel/refund-request"

Any x402-aware client can parse these headers and understand the protection level before transacting—or file a claim after if something goes wrong.

Aligned with x402refunds Standard

Dexter's implementation integrates with x402refunds.com, a dedicated refund infrastructure service. Dexter maintains a credit balance there to cover approved claims, ensuring buyers receive USDC refunds without delays.

This hybrid approach combines Dexter's verification intelligence with x402refunds' payout infrastructure—buyers get the best of both.

Seller Visibility and Accountability

Sellers now see refund metrics directly in their Seller Dashboard:

  • Total claims filed against their endpoints
  • Approval/denial breakdown
  • Refund rate over time
  • Specific feedback on problematic endpoints

High refund rates trigger quality reviews. Consistently refunded endpoints risk removal from the marketplace. This creates natural selection pressure toward quality.

Rate Limits Prevent Abuse

To protect sellers from bad-faith refund requests:

  • 3 claims per buyer per day (auto-limit)
  • 5 claims per buyer per seller per week
  • Excessive claims trigger manual review
  • IP-based velocity monitoring

The system is designed to protect genuine buyers while filtering out abuse.

Building the Trust Layer for Agent Commerce

Verification-Gated Refunds advances Dexter's mission to create the trust infrastructure required for autonomous commerce. When agents can confidently discover, pay for, and consume APIs—knowing that quality-scored endpoints carry meaningful protection—the entire ecosystem benefits.

This release marks the completion of Phase 1 of Dexter's reputation system, aligning with the broader ERC-8004 vision of reputation-driven, agent-native commerce.

Documentation and Resources

About Dexter

Dexter is the Agent Economy Platform—connecting AI agents to the x402 economy through its public facilitator, marketplace, and trust infrastructure. Dexter enables agents to discover, pay for, and consume services programmatically, creating the foundation for autonomous commerce.

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